Tag Archives: 15 to Finish

Think Twice Before Dropping that Course

25 Aug

Casey Doten, Financial Aid Administrator

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As syllabus week nears it’s end, you may start to realize how difficult this semester is going to be. Between daily readings, tests, group projects, and papers it’s easy to get overwhelmed without even considering that you also have a life outside of class.

The thought might cross your head that if you drop one of your more difficult courses, you can make it through this semester and take it later when life is easier. My advice: is to think carefully about that decision especially if it drops you below 15 credits!

If you drop below 15 credits, not only does that likely take you off-track for graduating on time but new research from EAB finds that students who take 15 credits each semester during their first year have higher GPAs on average and are more likely to graduate. Indeed, this applies to even the least-prepared students who are most likely to feel in over their heads.

While taking one extra year might not seem like a big deal, it can be an incredibly expensive decision. The combination of allowing time for student loan interest to accrue for longer, more tuition paid, and lost wages and retirement savings can total over $138,000!

Even if you’re covering your education with scholarships, many only last for four years leaving you on the hook for any costs after that.

Another perk to not dropping that class and falling below 15 credits? You don’t have to take that class another semester, one which you’d probably be at 15 credits without adding in a class you were worried would stress you out.

If you thought the class looked tough at 15 credits, imagine what it’ll be at 18.

An alternative to adding up those extra credits in the semester is to take some classes during the summer. It’s a good way to play catch-up (or just to get ahead) without adding an extra burden to fall or spring semester and still staying on track to graduate in 4 years! You can even receive a Pell Grant or scholarships from Purdue during the summer term if you qualify.

So save yourself time and money: Take and complete 15 credits every semester!

Making the Most of Your 21st Century Scholarship

27 Jun

Sarah Kercher, 21st Century Scholars Support Specialist

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As the 21st Century Scholars Support Specialist at Purdue, I often get asked about scholarship requirements, and resources available to 21st Century Scholars. After serving a year in this role, I’ve come up with four recommendations for 21st Century Scholars to maintain and make the most of their scholarship:

Know the Requirements

In order to make the most of your scholarship, you have to keep it! There are a few basic requirements that all scholars have to meet to renew their scholarship each year:

  1. Credit Completion

Starting Fall 2017, you need to earn 30 credits per year to renew your scholarship for the following year. If you started school in the fall, you have until the end of that summer to meet credit completion for the year.

  1. Full-Time Status

You must be enrolled in a minimum of 12 credit hours each semester to be considered full time.

Pro tip: Take at least 15 a semester to help you meet credit completion. This will keep you on track with your plan of study and gives you a buffer in case you need to drop a class for any reason.

  1. File Your FAFSA On Time

To receive 21st Century funding, you must file the FAFSA by April 15th. The FAFSA is available from October until April, so don’t wait until the last minute and risk losing out on a year of financial aid. Make sure you’re aware of Purdue specific deadlines to maximize the aid you’re eligible for, and file early!

Helpful Hint: You don’t have to go it alone! There are lots of opportunities to get help with your FAFSA- You can attend a local College Goal Sunday or get help from Junia McDole, our Financial Aid Administrator (see below)

Know Your Resources

Making the most of your scholarship is about more than meeting the requirements. It’s also important to take advantage of the resources available to you so that you can stay on track for four-year graduation, minimizing debt, and increasing your earning potential post-college.

  • Your 21st Century Scholars Support Specialist

My goal is to help you succeed! I’m available to answer scholarship questions and refer you to resources based on your situation, and I also offer individualized coaching to help you work through any barriers to your success. Throughout the year I provide workshops related to career exploration, academic success, and financial literacy and send monthly reminders about scholarship requirements, deadlines, and opportunities to get involved on campus. If you ever find yourself in a situation where you’ve lost your scholarship, I’m here to help you navigate the appeal process.  My office is on the fourth floor of Krach, and you can schedule an appointment with me here.

  • 21st Century Scholars Financial Aid Administrator, Junia McDole

Junia can assist with the FAFSA, scholarships and grants, loan counseling, debt counseling, budgeting, work study, and other financial aid issues. She is located on the fourth floor of Krach as well, so you can visit us both in one trip! Contact Junia here.

  • Federal Work Study

If you’re looking to make some extra money to put toward your educational costs, look no further! 21st Century Scholars are eligible for the Federal Work Study program, which helps you secure a part-time job on campus where you can gain skills and experience for a future career while also earning money for your education. Click here to learn more about Work Study and use both the Student Life jobs website and the Financial Aid Office’s job posting site to search for opportunities at Purdue (make sure to click “work-study required” in the search criteria).

Note: You must check the box that indicates interest in Work Study on the FAFSA to be eligible for funding for that academic year.

Get Connected

Get to know your Support Specialist and other professionals on campus like professors and advisors. Being proactive about getting to know these people off the bat makes it easier to know where to go and feel comfortable asking them for help when you need to. Having an established relationship with campus professionals can be especially helpful if you need someone to advocate for you in the event that you have to appeal for your scholarship down the road.

Stay on Top of Purdue Email

This one may seem like common sense, but we all know how easy it is to let email pile up! Your Purdue email account is the primary way the University will communicate with you about your financial aid and 21st Century Scholarship, so it’s important to check it regularly and take action as necessary.  You’ll also get regular emails from your 21st Century Scholars Support Specialist reminding you of important dates for your scholarship and opportunities around campus that you don’t want to miss!

Insider Advice: It can be tough to switch from the email you used in high school to your Purdue account, but don’t take the risk of forwarding your Purdue email to another account. Too often messages get lost this way, and missing important emails can have serious financial and academic repercussions. Make it a habit early to check your Purdue account directly and often –soon it will become second nature!

Still have questions, or just want to get connected? We would love to meet you!  Call Student Success Programs at (765) 494-9328 to be connected to a Purdue 21st Century representative or visit our website.

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