Eat Healthy-Even on a College Budget

19 Sep

Heather Kessler, Purdue University Alumna


Is it really possible to eat healthy while on a small college budget? There are many guides on the internet offering advice on this topic. I’ve gone ahead and broken down a few of the most common suggestions.

1)      Always have low-budget healthy staples on hand.  This is just a small list of what can be helpful to have in the pantry or fridge at all times.

list of healthy foods

2)      Have a plan before you shop.

  • Check to see what is on sale that week at local grocery stores, and what coupons are available
  • Make a menu for the next week (or two)
  • See what you already have in stock in your kitchen
  • Make a list of the other items you need
  • Stick to that list while shopping for items
  • Try to stay around the perimeter of the grocery store as this is where the healthy produce tends to be.  The aisles usually contain items that have been processed and are not very healthy.

grocery store producs

3)      If you struggle with buying more when you have a card, plan how much you are willing to spend ahead of time and get just that amount in cash.  This will help you keep to your pre-determined budget and be less likely to overspend.

4)      For fruits and vegetables try to stick with what is in season and on sale, as it will keep the prices down.  Frozen vegetables are also good to use and will keep longer (and can usually be found at lower prices than fresh vegetables).  Canned is okay, but they tend to use more preservatives in the canning process.

5)      For lean protein on a budget, try to stay with white meats.  Chicken and turkey are both great options.  If you are willing to spend a little more money, salmon or tilapia offer wonderful health benefits.

6)      Whole grains offer the most nutrition for the dollar with items such as bread or pasta.  Try to avoid white bread and pasta since they are processed and most of their nutrients have been taken out.

Try not to waste any of the food you have, you invested good money into those items and they should be used.  If you need ideas on different entrees to make with the same ingredients Pinterest or The Food Network have many different ideas and they are easy to navigate through.  Here’s to healthy eating and more money in your bank account!

Renter’s Insurance: Pros & Cons

14 Sep

Chris Bibey is the founder of, a website providing personal finance advice from the pros.

No matter if you are renting an apartment as a college student, or a single family home as a young professional, you are going to have many financial decisions staring you in the face.

Renters insuranceOne of the most important questions you have to answer is this: Should I purchase renter’s insurance or opt against this coverage for the time being?

Like any sort of insurance policy, you need to compare the pros and cons to ensure that you are making the right choice. Upon doing so, you will have a better idea of how to move forward.


Most people soon find that the advantages of buying renter’s insurance greatly outweigh any perceived downfalls. Here are several benefits you don’t want to overlook:

  • It is affordable. While home insurance can often times be expensive, this is not the case with a renter’s policy. For approximately $10-$15 per month, you can receive up to $50,000 of personal property coverage. These numbers are rough estimates, but give you a good idea of just how affordable a policy can be.
  • The ability to add liability coverage. In addition to coverage for your personal property, liability protection is a big deal. For instance, if somebody is hurt on your property or your dog decides to bite a neighbor, you will be protected.
  • It’s easy to obtain: Plenty of companies offering high quality renter’s insurance. Regardless of where you live, you won’t have a difficult time finding an agent who can provide you with the policy you are looking for. Investigate your current auto or life insurer, they too can have renter’s insurance policies and bundling insurance policies could save you more money.


Generally speaking, there are not many disadvantages of renter’s insurance. However, here are a couple of things to keep in mind:

  • Deductible: Like any insurance policy, there will be a deductible attached to this coverage. This is the amount you will pay out of your own pocket before your policy kicks in.
  • Another monthly expense: Although renter’s insurance doesn’t cost a lot, this is an expense you have to add to your budget. Can you afford it?

Now that you understand the pros and cons of renter’s insurance, it is time to decide if it is right for you.

For those impacted by recent natural disasters, those with renter’s insurance can reclaim some of the value of their lost property. For those without, they will have to rely on other means. While hurricanes aren’t likely to inundate West Lafayette any time soon, insuring your belongings against theft, fire, and our own natural disaster tornadoes is almost certainly worth your while.

If you rent an apartment or home, this is a relatively cheap type of policy that can provide you with personal property and liability protection. Most agree that carrying some sort of coverage would be in their best interest. How do you feel about this?

Industrial Roundtable This Week!

11 Sep

The annual Industrial Roundtable is happening this week! The Industrial Roundtable is a two-day job fair that attracts around 400 companies and over 10,000 Purdue students, making it one of the largest student-run job fairs in the country.

This is the perfect opportunity to meet face-to-face with companies looking to hire students like you for internships, co-ops, and even full-time positions!

Whether you are a graduating senior or a new freshman, this is for everyone to find opportunities. Even for those who are not involved in Engineering the companies present often are hiring for other positions as well.

With a little preparation and information, you can be on the way to finding the perfect opportunity to gain a crucial internship or even set yourself up with a job for after college.

Company Seminars

If you have any companies that you are specifically interested in, be sure to make time for their company seminar in the Stewart Center. These are happening TODAY and are a great time to learn more about specific opportunities, company culture, and ask questions in a 50-minute session.

Believe it or not, there are 116 different company sessions today in the Stewart Center with start times ranging from 1:30 p.m. through 7:30 p.m.

So stop by, learn from and network with representatives from a potential employer!

Preparing for the Industrial Roundtable

This isn’t some high school job fair, this is the real deal. There isn’t much time before it starts tomorrow, so here is a list of what you need to do:

  1. Reach out to your professors that have courses during the time you plan on attending the Roundtables. They may not permit you to miss class for this and, if so, you’ll need to adjust your plans for how many employers you wish to meet with.
  2. Do your homework on the companies. Yes, these companies are coming to us, but these are major companies that potential employees flock to. It’s a little bit of a treat and a huge compliment that they are coming to Purdue University.
    So return the favor. Look them up, check out their website and see any related news to them. See what they are doing, what their motto is, what breaking discoveries or products they have come out with, are they particularly proud of something, etc.
    Make sure you go into the Industrial Roundtable knowing the company and their representatives. Someone who is excited about what the company is doing will stand out over someone just looking for a job. The Industrial Roundtable website has a list of all the employers coming.
  3. Prep your résumé and bring multiple copies of it with you. Recruiters will be seeing dozens, or even hundreds, of students during the day so give them something to remember you by.
    Now is the time to stand out and make a statement. Our campus has the Center for Career Opportunities (CCO) with trained employees who are more than happy to help you with your résumé in order to stand out from the crowd.
    They can also help you with two other often forgotten aspects: a cover letter, and a follow up letter. It’s up to your discretion if you would need a cover letter, but you should always do a follow-up letter.
  4. Prepare your two minute speech. You likely have two minutes (or less) to make a lasting impression of yourself. And you need to sell yourself. Now is not the time to be humble.
    If you got it, own it and flaunt it.
    Make sure to check both the CCO website and the Industrial Roundtable website as often times, they list tips on which questions you should be prepared to answer.
  5. Dress to impress. This is the real deal and it’s business professional. Be prepared for suits and blazers. If at all possible, don’t take your back pack as it can ruin the look and can make an awkward two-minute speech.
    Recruiters are looking for professionals, so make it easy to see you as one. Many employers won’t even consider someone who can’t look the part. Also, a good outfit is just one more way to stand out.
  6. Make a schedule. Industrial Roundtable tends to have loads of recruiters, representing tons of companies, and typically a pretty sizeable amount of the student population will also attend. It would be impossible to meet with every company and don’t forget you also have classes that you may not be able to/should not skip. So make a list of top ten companies that your experience and background will most likely align with. Be sure to not pick all huge companies or all really popular ones as these will be the busiest and you may only get to two. Be prepared to stand in lines as well.
  7. Make a schedule. Industrial Roundtable tends to have loads of recruiters, representing tons of companies, and typically a pretty sizable amount of the student population will also attend.
    It would be impossible to meet with every company, and don’t forget you also have classes that you may not be able to/should not skip. So make a list of top ten companies that your experience and background will most likely align with.
    Be sure to not pick all huge companies or all really popular ones as these will be the busiest and you may only get to two. Be prepared to stand in lines as well.
  8. Get contact and follow-up info! Remember that these recruiters see tons of people in one day. Having their name and contact info can help you take the initiative. A nice hint is that after you walk away with your card, write what you talked about on it so in your follow-up email or thank-you letter you can reference the conversation and bring you back into their mind more clearly.
  9. Be prepared if any future offers come your way! Think of what your priorities are when it comes to jobs. Is the salary your main concern? What about location, benefits packages, or company size? Knowing what’s important to you helps make the decision much easier.

The biggest thing you should take away from this is that you need to prep and get ready. This is a tremendous opportunity that you don’t want to miss.

Even if you don’t feel like you would get a position, go anyway! You never know what might happen.

Practice your communication skills, networking, and preparing your résumé. Just make sure you get ready for it because the companies will be ready for you.

Remember that each interview is a completely fresh start. If you stumbled on words last time, the next one is your opportunity to give the perfect delivery.

5 Habits of Successful Student Loan Borrowers

7 Sep

In 2015 student loan servicer Navient completed a study to analyze the behaviors of 6.8 million former students who are successfully managing their student loan payments.

They concluded that there are 5 key habits to staying on track to student loan payoff.

Don’t Put It Off5 Habits 22.jpg

Student loans have several options for deferment and forbearance that can be utilized if your circumstances necessitate taking a break from payments. If your situation is difficult they can work with you to help reduce your payments or even put them on pause. However, they recommend not doing so unless it is truly necessary.

By keeping deferments and forbearances to a minimum, you can reduce the total cost of your loan and shorten the total time that you are repaying it!

Borrowers who use less than six months of forbearance are almost twice as likely to successfully repay than those who take longer postponements. If you need it, use it! Just remember that the loan will still be there when the forbearance ends and you’ll need a plan to repay it then!

Stay Connected

Borrowers who track their progress tend to be more successful in repaying their loans. Just by checking in regularly into your online student loan account can help you stay on track of your loans. It makes you more aware of your current balance, allows you to explore and renew payment plans, and gives you valuable tax information in addition to other useful tools they provide.

Also be sure to provide your servicer with up-to-date contact information so that any communication they send you reaches you in a timely manner! You never know when a time-sensitive document may be on its way.


Nothing is more important to getting a return on your educational investment than graduating! 

When you’re still in school, maximize your meetings with your advisor and take 15+ credits per semester to graduate on-time! Extra years in college cost over $138,000 in lost wages, retirement savings and your tuition for the same degree.

However, even for those who didn’t graduate with a degree successful repayment can still be within reach. If college is still in your future, come up with a plan on how you will pay for your degree (including all portions of the Cost of Attendance) to help ensure you graduate and prevent any surprises while you’re still in college.

Stick with Repayment

the longer that you can make payments on your student loans, the more likely you are to successfully repay them. Even when times are tough, continuing to make even small payments is an important factor in completing your repayment.

Whether it on the standard repayment plan, or one of the income-driven plans available, even a small percentage of your discretionary income can keep you on-track with your repayment. Missed payments will damage your credit and cost you more over the life of the loan. 

Talk to Your Servicer

Your student loan servicer is there to help answer your questions and get you through your repayment successfully. Borrowers who reach out with their questions tend to be more successful with their repayment.

9 times of 10, Navient finds that when they talk to a federal loan customer they can help them avoid default and enter into an affordable payment plan. 

If you have any concerns about missing payments, details or enrolling in different payment plans, or just general questions about your loans, engage with your servicer!

Source: 5 Habits of Successful Student Loan Borrowers, Navient Solutions, Inc.

The FAFSA Opens Oct 1st!

5 Sep

Getting you through FAFSA, one question at a time.FAFSAQs


  • Who

    • Who Should File a FAFSA?
      If you are interested in getting any Federal Financial Aid, including federal direct loans, you need to file the FAFSA at to become eligible. Federal loans are almost always preferable to private loans. In addition, many colleges’ need-based scholarships rely on FAFSA information to verify that you are eligible. In short, everyone should file the FAFSA – even if you don’t think you’ll qualify for any federal aid.


    • Whose Information is Needed to File a FAFSA?
      This answer depends on if you are a dependent student or not. Unsure if you’re Dependent or Independent? Check here. (Note: this is not the same as being independent for tax filing)
      Dependent students: You need tax information for both you AND your parents. If your parents are divorced, you need the information on whoever you receive the most support (51%) from.Independent students: You only need your own information unless you are married. If so, you will need your spouse’s information as well.
  • What



    • What If Things Change After I File The FAFSA?
      If your family situation has a significant change after you’ve filed your FAFSA, and any time while you’re in school, stop by your Financial Aid office to see if you qualify for a “special circumstance”. These could include job loss, divorce, death of a parent, child birth, or other unexpected situations that impact your financial status.


    • What Types of Federal Financial Aid are there?
      There are three main types of financial aid:
      1. Grants & Scholarships— Federal Pell Grants do not have to be repaid and are sometimes referred to as “gift aid”. Grants are similar to scholarships, except that they are often for those who demonstrate financial need, where scholarships can be either merit-based or need-based.
      2. Student Loans — This is the type you hear about most often. Filling out the FAFSA is required to be eligible for Federal Direct loans. Federal loans are almost always preferable to private loans from lending institutions, because they have fixed interest rates and flexible repayment options. Keep in mind that there are limits on how much you can borrow in a year as well as in your lifetime.
      3. Federal Work Study (FWS) — Work Study may provide you with more opportunities to find on-campus jobs. Rather than being given the funds in the beginning of the semester like loans and grants, FWS earnings are distributed to you as part of your paycheck. Tips on finding a job around the Purdue campus and the difference between Work Study and non-Work Study jobs.
  • Where


    • Where Do I Get the School Code and FSA ID?
      You’ll need the school code for whatever schools you are interested in applying to. They are available here. Your FSA ID is used to login and electronically sign your FAFSA. Set it up at here. Purdue’s school code is 001825.


    • Where Do I Get Help?
      College Goal Sunday will be held on Sunday, November 5th in Indiana and it provides FREE FAFSA filing assistance. It is at Ivy Tech in West Lafayette, but to find a location near you in one of the participating 42 states, go to You can always call the Financial Aid office of your prospective school to ask questions as well.
  • When

    • When Can I start the FAFSA?
      You can begin the FAFSA any time after October 1st of the year before you plan to attend college. So if plan to be in college for the 2018-19 school year, you can start your FAFSA on October 1, 2017. The FAFSA uses the student/parent tax information from the previous year of when you file. If you are filling out for the 2018-19 school year you’ll use your 2016 tax info. Keep in mind that while you use your 2016 tax information, the rest of the questions are meant to reflect your situation the day that you file. You can estimate the required information to beat a college priority filing date, but the info must be corrected after the taxes are complete!


    • When is the FAFSA Due?
      If you are a Purdue student, the FAFSA priority filing date is March 1st, so be sure to have it done by then! Other colleges (and states) have their own priority dates. Check for deadlines here.
  • How

    • How Do I Get my Financial Aid?
      Your financial aid is sent directly to your school and they will apply it directly toward your billing and send any excess aid to you to be used for books and other education related expenses. The exception is Work Study which needs to be earned by working, and is paid via a paycheck.


    • How Much is the Maximum That Can be Borrowed?
      Most students don’t know this, but there is a maximum amount of Federal Loans you can take out each year. There is also a maximum amount you can take throughout your college career! Check out the chart below for annual and lifetime limits.If you take the maximum amount for four years, there won’t be as much left for a fifth year if needed.

      Plan ahead!

      Remember: Everything you borrow you will have to pay back with interest for the next 10 (or more) years. For every $5,000 you borrow at 6% interest, you pay back $6,661.23 over 10 years ($55.51/ month).


  • Why Should I Do a FAFSA?
    Other than qualifying for grants and Federal Loans? Many state grants and institutional scholarships require FAFSA information submitted. Even if you aren’t sure, it is always worth submitting!


    • FAFSA-brw-chart

Releasing Your Cosigner from Private Student Loans

31 Aug

If you have a private student loan through a bank, credit union, or other lender odds are you will be part of the 90% of private student loans that require a cosigner. While the cosigner is meant to be an extra guarantee to the lender that the loan is repaid, it’s fair to assume that you’re no longer a risk for the lender not getting paid back after you’ve graduated, have a steady job, and have been steadily making on-time payments.Cosigner Release

Now that you’re on your feet, it would be nice to be able to release your cosigner from your private student loans. Releasing a cosigner from a student loan means that they are no longer tied to the loan and it won’t appear on any credit checks or leave them on the hook in the event of a catastrophic incident that leaves the student permanently disabled or dead. Not to mention, if your cosigner were to die or declare bankruptcy, it could automatically put your loan into default even if you are on-time with payments.

Remember, removing your cosigner from your loan won’t harm you as the student in any way! The loan will still have the same impact on your credit regardless of whether there is a cosigner or not. So whether your co-signer is a parent, or one of the 30% of cosigners who are a non-parent, releasing them of the liability is something nice you can do for them after they put their neck out for you.

Every lender has different methods to release cosigners, if they do so at all. There are, however, some standard things that most lenders like Sallie Mae or Wells Fargo will review when considering releasing your cosigner.

In addition to having graduated from college and being a US Citizen, they’ll take a look at your employment, income, payment history, credit score, and ability to assume full responsibility for the loan.

Remember that the release isn’t guaranteed, with the Consumer Finance Protection Bureau reporting a high number of rejections from lenders. But the opportunity to relieve you and your cosigner of the potential issues from unfortunate circumstances is worth contacting your lender and filling out some paperwork.

Do Student Loans Die with the Student?

29 Aug

Casey Doten, Purdue Financial Aid Administrator

Student Loan Death Discharge 2.jpg

What happens to my student loans if I die or are permanently disabled?

It’s not a thought most of us want to visit but, like many personal finance topics, you’ll want to be prepared in case of the unfortunate and unforeseen. If you have student loans, you should know if your loan burden could be passed on to someone else.

So do your student loans die with you? It depends…

There are a few different types of student loans you might have and many of them treat discharge for death or permanent disability differently.

Federal Student Loans

Federal student loans are the most common form of student loans, with 42.3 million borrowers totaling over $1.3 trillion between Federal Direct, FFEL, and Perkins loan programs.

Fortunately, federal student loans are also the most lenient in almost all situations – death forgiveness included. If you pass away, or suffer from total permanent disability, all federal student loan debts in your name are discharged.

In order for this to occur, you or your survivors will need to contact your loan servicer and make them aware of the circumstances. The servicer will likely request third party documentation of the circumstances such as a certified copy of a death certificate, a letter from a doctor, or proof of unemployment or disability benefits to go along with Total & Permanent Disability Discharge application in the event of disability.

This applies to all federal loan programs, including Federal Direct Stafford Loans (both subsidized and unsubsidized), FFEL Loans, Perkins Loans, and Graduate and Parent PLUS Loans.

Of note to Parent PLUS borrowers: If either the parent or the student the loan was borrowed for become eligible for a death discharge this benefit can be applied to the Parent PLUS loan. Just note that in the case where a parent borrower has the loan forgiven for their student they will receive a 1099-C form from the IRS and the cancelled debt will be treated as a taxable income. While better than repaying the debt, you will want to prepare for what may be a large tax bill.

Private Student Loans

This is where things get tricky. All private student loan lenders have their own rules when it comes to their own loans. While there are some protections that are mandated by the government, discharge due to death or total permanent disability is not one of those.

Some lenders will seek to recoup the loan from your estate. Others, like Wells Fargo, Sallie Mae, NYHELPs, and some other lenders do offer loan discharge in the event of the death of the student. Next time you speak to your lender, you may want to ask them if they have a similar program.

What About Cosigners?

Your lender will likely seek payment from your cosigner in the event of your death or any other circumstances that render you unable to pay on your student loan. Cosigners are legally responsible for the debts they sign on to and unless the lender discharges the loan, they will be on the hook for the sum – possibly on an accelerated repayment schedule.

However, you can head this off a couple of ways. After being out of college a couple years, you may want to look into a cosigner release from your lender which removes their name from the loan. Once that takes place, the loan will solely be in your name.

A second option would be if your cosigner is one of your parents, for them to take out a life insurance policy for the amount they are cosigned on to. This can be a low-risk way to hedge against the possibly terrible combination of losing a child then being given a large bill immediately after.

How Does Marriage Impact?

If your spouse takes out student loans and passes you are likely in the clear unless you live in a community property state (Arizona, California, Idaho, Louisiana, Nevada, Texas, Washington, and Wisconsin). If you live in one of the states listed, you may be liable for your partner’s debts after their passing.

Most of the time, however, unless you are a cosigner on the loan neither you not joint assets in the estate will not be held liable for the loan if your partner passes away.

All in all, it’s a situation none of us hope we ever have to confront. Thankfully there are some protections built in for many student loans that can keep a terrible situation from becoming even worse. Even if your lender doesn’t have discharge written into their loans, it is always worth giving them a call and seeing if there is anything that can be done in the event this unfortunate situation becomes a reality.


What About Work Study? Answering your work study questions

26 Aug

Work study is a unique form of financial aid that doesn’t act like other the other types of aid that might see on your Financial Aid Award Notice. Questions about work study are one of the most common ones that students contact the Financial Aid office about, so we took some of the most common work study questions and provided answers right here!


So what is work study?

Federal Work Study is a federally funded form of self-help aid that allows students to earn money for school by working part-time jobs.

How is work study different than other aid?

While your grants, scholarships, and loans will credit your account balance and pay your bill, work study will not. You have to earn your work study funds during the school year by working in a job that can utilize your work study funds (on-campus & off-campus non profits typically). It is paid to you via bi-weekly paychecks similar to most other jobs.

What are the advantages of work study?

Having work study provides some notable positives for students who utilize it. The biggest is that it opens up a large pool of employers who would not otherwise be able to hire you. These are mostly on-campus departments who typically have the most flexible hours and are near where students live. The other positive is that the funds you earn through work study do not count as income when you file your FAFSA, which can help keep your expected family contribution (EFC) low.

How do I use my work study?

You will need to find a job that can utilize work study. These can either be on-campus or off-campus at non-profits that have work study agreements with Purdue. You then need to provide your employer with a Payroll Authorization Form (PAF). You can print one from your myPurdue portal, but only one. If you have more than one work study job or need another one for some reason you’ll need to stop by the Financial Aid office in Schleman Hall to have another printed for you.

How do I find work study jobs?

Both the Division of Financial Aid and Student Life host job posting boards for Purdue students. You can use these boards to find jobs on and around campus. Keep in mind that not all off-campus employers can use your work study funds. You can still work off-campus, but the money you earn won’t be from your work study fund.

Can anybody get work study?

No, Federal Work Study is for students who demonstrate a high level of financial need as determined by the results from the FAFSA. If you did not receive work study and would like it, you can contact the Division of Financial Aid and ask to be put on a wait list.

How do I receive my work study funds?

Even though work study is a form of financial aid, you have to earn it by working. After finding a job and working there, you will be paid bi-weekly depending on how many hours you work and what your wage is.

Do all work study jobs pay the same?

No, the hourly wage can be very different from one job to the next depending on the level of skill required and many other factors. It is worth searching available jobs to find one that pays well while also being a good fit in terms of duties, flexibility and location.

Do I need work study to find a job?

No, but work study makes it much easier to find a job around campus. Many academic departments and off-campus employers will only hire work study eligible students. Having work study opens up a pool of employers who might not be available otherwise.

What if I don’t plan on working right away?

You should still accept your work study if you think you might want it. Students who do not accept their work study risk having it cancelled so that it can be distributed to students who requested to be on the work study wait list.

Can I use work study to pay my tuition?

Sort of. Your tuition bill for the semester is due on the first day of class, you cannot start utilizing your work study funds until the semester starts. This means you won’t get paid until after the tuition bill is due. Work study is typically a good way to give students money for pay as you go expenses like rent, food, or other miscellaneous costs but it isn’t great at paying tuition. The best way to apply your work study earnings toward tuition is if you save it in your own account and use it to pay the next semester’s tuition.

What if I run out of work study?

Depending on your situation, you may have a couple of options. You may be able to talk with your supervisor and see if your employer can pay you from their normal funds. If not, you can contact the Financial Aid office and see what options you might have including adjusting your budget.

Have questions that didn’t get answered? Be sure to comment and we’ll let you know the answer!

Think Twice Before Dropping that Course

25 Aug

Casey Doten, Financial Aid Administrator


As syllabus week nears it’s end, you may start to realize how difficult this semester is going to be. Between daily readings, tests, group projects, and papers it’s easy to get overwhelmed without even considering that you also have a life outside of class.

The thought might cross your head that if you drop one of your more difficult courses, you can make it through this semester and take it later when life is easier. My advice: is to think carefully about that decision especially if it drops you below 15 credits!

If you drop below 15 credits, not only does that likely take you off-track for graduating on time but new research from EAB finds that students who take 15 credits each semester during their first year have higher GPAs on average and are more likely to graduate. Indeed, this applies to even the least-prepared students who are most likely to feel in over their heads.

While taking one extra year might not seem like a big deal, it can be an incredibly expensive decision. The combination of allowing time for student loan interest to accrue for longer, more tuition paid, and lost wages and retirement savings can total over $138,000!

Even if you’re covering your education with scholarships, many only last for four years leaving you on the hook for any costs after that.

Another perk to not dropping that class and falling below 15 credits? You don’t have to take that class another semester, one which you’d probably be at 15 credits without adding in a class you were worried would stress you out.

If you thought the class looked tough at 15 credits, imagine what it’ll be at 18.

An alternative to adding up those extra credits in the semester is to take some classes during the summer. It’s a good way to play catch-up (or just to get ahead) without adding an extra burden to fall or spring semester and still staying on track to graduate in 4 years! You can even receive a Pell Grant or scholarships from Purdue during the summer term if you qualify.

So save yourself time and money: Take and complete 15 credits every semester!

Happy 1st Day of Classes Boilermakers!

21 Aug


To your call once more we rally, Alma Mater, hear our praise;
Where the Wabash spreads its valley, Filled with joy our voices raise.
From the skies in swelling echoes Come the cheers that tell the tale
Of your vic’tries and your heroes, Hail Purdue! We sing all hail!

Hail, Hail to Old Purdue! All hail to our old gold and black!
Hail, Hail to Old Purdue! Our friendship may she never lack,
Ever grateful, ever true, Thus we raise our song anew,
Of the days we’ve spent with you All hail our own Purdue.

When in after years we’re turning, Alma Mater, back to you,
May our hearts with love be yearning, For the scenes of old Purdue.

Back among your pathways winding, Let us seek what lies before,
Fondest hopes and aim e’er finding, While we sing of days of yore.

Hail, Hail to Old Purdue! All hail to our old gold and black!
Hail, Hail to Old Purdue! Our friendship may she never lack,
Ever grateful, ever true, Thus we raise our song anew,
Of the days we’ve spent with you All hail our own Purdue.

*The Purdue fight song copyrighted in 1913. Music by E.J. Wotowa, class of 1912; lyrics by J. Morrison, class of 1915.

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