Archive | October, 2016

6 Classes to Fill Your Schedule at Purdue

28 Oct class-schedule-fillers-at-purdue

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Making your schedule for next semester and not sure what you should take for those last few credits to get you to full-time? Since our first article for 5 Class Schedule Fillers at Purdue is one of our most popular blogs, we figured it’s time to offer up a few more student suggested courses for those making their schedule for next semester.

Quick information: full-time can mean a lot of different things for undergraduates. For financial aid, full-time is 12 credits in order to have a full award. For academic purposes, the Registrar also goes off a 12-credit rule for full-time. These two are the same for both fall/spring and summer.  However, for billing purposes flat-rate/ full-time billing begins at 8 credits. So whether you take 8 or 18 credits, your base tuition price is the same (unless you have course fees). Graduate student full-time changes fall/spring versus summer, so this information doesn’t apply to them.

Whether you’re looking for something to fill elective credits, general education requirements or just figure you’ll toss another class in to broaden your horizons, there are tons of course options at Purdue. Here is a sampling that other students have suggested:11082590_10153256154614271_7166009571184015507_n.png

PES 115 (Bowling): You may think Physical Education courses were left in the dust in high school, but the 1-credit PES 115 comes as one of the more highly recommended courses from students. The grading doesn’t go off your actual bowling scores, but rather off your attendance and performance on assignments and quizzes. Extra bonus? You can have Pappy’s delivered to your lane since it’s in the Union.

ENG 232 (J.R.R. Tolkien): Feel like you don’t have time for any fun reading during the semester? Well, this class can combine for-class reading with your favorites! Explore Middle Earth by the books during the week and maybe spend your weekends studying up by watching the trilogies.

HIST 371  (Society, Culture and Rock & Roll/ History of Rock & Roll): Not only is the subject matter exciting, but the real sticking point for this class is that the instructor has incredible passion about the subject and makes it fun for the students. The course usually fills up quickly so if you’re thinking about this one, you’ll want to jump on it!

HORT 360 (Interior Flower Arrangement): While arranging flowers might sounds like it could be sneaky difficult, it comes highly recommended by those who have taken it. Remembering a few facts from high school biology will come in handy, but prior knowledge is not needed. In addition, you end up with an apartment full of fresh flowers and house plants at the end of the course. *Note* this class has an extra fee so it will cost you extra!

COM 212 (Approaches to the Study of Interpersonal Communication): A communication course that can be taken online may sound strange but it is reality. While it might not sound up your alley, this course doubles as both being enjoyable and being one of the more useful courses post-graduation. For better or worse, being able to communicate well in front of other people is a big part of life after college. graph spending plan final crop.jpg

CSR 105 (Personal Finance): One of the courses many people often think should be mandatory in high school due to its importance in everyday life. CSR 105 teaches you about how credit works, paying back student loans, and tax information. It might be the most useful course you take in college for your financial future.

While the courses listed have all been endorsed by current and past students, it’s always worth doing some checking on your end as well. Sometimes instructors or the course material changes can make a big difference. You should also take some time to check out how your potential instructor rates on Rate My Professor and see what comments are left there from other students. While individual reviews aren’t always a fair summary of an instructor, seeing several along the same lines can give you a good idea of what to prepare for.

Have a class you’ve taken that was memorable in a good way? Help spread the word in the comments!

 

6 Tips from ITap to Help You Detect Phishing Emails

27 Oct phishing-image22

Phishing image22.pngKirsten Gibson, technology writer, Information Technology at Purdue (ITaP), 765-494-8190, gibson33@purdue.edu

Falling for a phishing scam or accidentally downloading malware can be expensive. It could result in identity theft or ransomware taking your files and data hostage. Your personal information, time and money are all, obviously, valuable to you.

Taking the time to review tips and advice about cyber-security could end up saving you money and a headache.  purdue it phishing security.jpg

In the past month alone, Purdue’s security team diverted campus users 2,537 times from a known phishing site to a Purdue-supported educational page about phishing. And those are only the known phishing sites students, staff and faculty were exposed to from scam emails.

“The primary purpose of phishing is to collect sensitive information and exploit it to gain access to otherwise protected data,” says Franco Cappa, director of information security services for ITaP. “Everyone who works for Purdue is vulnerable to phishing scams.”

The most important thing to remember is that anyone can fall victim to phishing if they’re not paying attention and taking proper precautions. Here are some warning signs that you’ve received a phishing email:

  • The message contains general salutations and signatures. Most phishing attempts begin with generic phrases such as “Greetings valued customer” or “Dear account user.”
  • The URL link is an unsecure address. Emails containing Web links should always be scrutinized. One way to verify a link’s legitimacy is to hover your mouse cursor over embedded links and make sure the link uses encryption (https://).
  • The sender requests personal information. Messages soliciting passwords, Social Security numbers and other personal information are most likely scams.
  • The message asks you to take immediate action. Hackers want you to respond without thinking. Watch out for language directing you to update an account, download an attachment, visit a website or give out personal information.
  • The message contains a suspicious attachment. Legitimate organizations, including Purdue, rarely send attachments via email. Opening attachments can cause automatic malware downloads or lead to compromised personal information.
  • The email promises something too good to be true. Any message offering a cash scholarship or an increase in email storage quota with a single click is a scam.

When you see suspicious email in your Purdue inbox, report it to abuse@purdue.edu with the email included as an attachment.

To attach an email in Windows using Outlook with Purdue’s Exchange service, create a new message and choose “Attach Item” from the drop-down list on the message menu bar. Then select “Outlook item,” and attach the email in question.

On a Mac, right click or control click the suspicious message and choose “Forward Special” and “As Attachment” from the drop-down list.

For additional cyber-security information, and free anti-virus software, check out the SecurePurdue website.

For more ITaP news, follow us on Facebook and Twitter.

Create Your FSA ID Today!

24 Oct

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October is the first month you can begin the FAFSA for the 2017-2018 school year! An important part of the FAFSA is creating your FSA ID.

This video by Federal Student Aid walks you through the creation of your FSA ID, which you will use annually to file for federal student aid.

https://videopress.com/embed/RMxM3v1R?hd=0&autoPlay=0&permalink=0&loop=0

Now that you know how to create your FSA ID, click here to get started!

Preparing for your First Indiana Winter

20 Oct prep-for-indiana-winter-leader2

The leaves on the trees are starting to change and that means a few things in order of awesomeness: Halloween is coming, pumpkin spice fever is in full pitch, and winter is coming. For all of the amazing things that autumn has, it always means winter is next. For those who are encountering their first winter that will be fraught with freezing temps and snow, the winter can be daunting. However, there is plenty of fun to be had if you’re not shivering the whole time!preparing for indiana winter portrait.jpg

If you have looked into building a cold winter wardrobe from scratch already, you’ve probably realized it’s not cheap. The keys are knowing what you actually need, how to find it cheap, and where you can’t cut corners. The only real difference between the locals who can shrug off the cold and those who freeze is in how well you prepare! Oh, and experience winter driving too but that can’t really be bought.

Remember, winter is long and you’ll probably be spending four of them here throughout college. A few timely purchases now can save you a whole lot of misery over the long haul.

The biggest key is layering. You might hear that over and over again, but it means a whole lot more than just tossing on a jacket and calling it good. The key to good layering is being able to remove what you don’t need when the time comes. We’ll start at the feet and work our way up:

Socks & shoes: Sorry, but flip-flops are going to go the way of the dino during the winter. Depending on how cold it is, you might be able to get away with a normal pair of socks and boots. However, as it gets colder you might want to toss on some thick wool socks underneath your footwear. If it is slushy out or there will be snow on the ground, wear some waterproof boots! If you don’t, you’ll regret it the first time you step in a puddle and walk around with soggy feet all day. Just remember not to over-do it on a day that’s not cold because sweaty feet in wool socks aren’t fun either. If you’re buying boots, select a pair that’s a little large because you’ll be wearing thick socks underneath.CYdHHksWAAA47bO.jpg

Pants: Typically just tossing on jeans or another pair of pants will do it. If it’s a colder day, wearing tights or leggings underneath your pants will help immensely – and no one can tell if you’re worried about that. Going to be stuck outside for an extended period in extreme cold? Layering leggings, jeans & sweats will keep you from being too miserable. Just keep in mind you’ll be very warm when you get inside.

Torso: You’ll have the most freedom here, but it’s also one of the most important areas. Tossing on sweaters, hoodies, vests & anything else you need can make you look fashionable and keep you warm. Big bonus is that you can take them off once you’re inside if you need. On top of all this, it’s all about the jacket you buy. Once autumn starts to fade, your fleece and other light jackets are going to go to the back of the closet. You’re going to want a heavy coat. There are tons and tons of options on what you do here depending on your style. Just remember that two of the biggest factors in staying warm are the material the coat is made of and how much air that it can trap. The more air, the more cushion between you and the cold.photo-1425100599170-85ec4f00a6ee.jpg

Others: Having a hat, scarf and gloves will make a world of a difference. Feeling your ears slowly freeze while walking to class is no one’s idea of a good day, so wear a cap! Maybe you have a family member who knits who can make one for Christmas. I personally didn’t start wearing a scarf until my last year of college and know I have no idea how I survived until then. It keeps wind from blowing down the front of your jacket, gives you a place to bury your face if it hurts to breath and can even provide another place for your favorite knitter to give you a gift! For your hands, mittens are going to be warmest but renders your hands basically useless. Personally, I wear a pair of string knit gloves and keep thick mittens in my pockets. That way I have the best of both worlds ready if I need.

Now how to find all of these cheap? Maybe you have a crafty friend or family member who can help you out?  If not you’ll probably have to buy them. One method is not relying solely on brand names. Your hat, gloves, and scarf don’t really matter too much where you get them from. However, for boots and your winter coat these can make a big difference. You can probably find a good selection of winter coats at various thrift stores as these are an often-donated item. Boots you’re probably going to have to buy new. Don’t be afraid to check out cheaper department stores for these.

Whether you’re a local who loves winter, or a transplant from a tropical paradise anyone can enjoy it if you’re bundled up properly!

If you have any comments or advice, be sure to leave them in the comments.

DIY Halloween Costume Ideas

17 Oct

www.purdue.edu/mymoney

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As fall winds down and Halloween approaches, so does the need for costumes! (But if you’ve been participating in Breakfast Club, you probably have at least one good outfit tucked back somewhere.) There are several different kinds of costume parties from come as whatever (including yourself) to themed parties (like hillbilly or dress as your favorite Star Wars character) to wear whatever you can make at home (human lamp, anyone?). No one wants to shell out a bunch of money on an outfit that’s going to be worn once. Below are a couple cheap staples to have on hand (and that you probably already own) that can work to make a cool (and cheap!) costume.

90s doodle bear

Bleach Pen

Bleach pens are great because you have pin-point precision to draw with. If you have an all-black outfit, draw stars on it and you can be a galaxy. All-pink? You can be one of those doodle bears from the 90s that you washed and doodled on again and again. Fabric markers work very similar to the bleach pens. Draw whatever you want! One of the nice things about fabric markers is there are different colors. They are also great for ironic/sarcastic tee-shirts. Tee shirt costumes are pretty simple, and tee shirts are really cheap! Besides, it can ripped up for more bloodied looks too.

Cardboard Boxes

Most of us living in apartments have these lying around just from the moving process. Youcan be a Rubic’s Cube, a robot, a Lego, or any other creation you can dream up. Need a pair of wings? Just trace the outline on the box and cut it out.

cardboard robot

An Old Sheet

And I emphasis an old one because who wants to sleep on a sheet with an old spill stain on it? You can be cheesy and go as a ghost, or it can be a cape for an impromptu super hero (waffle man, anyone?), It could even be your next toga.

Thick Black Eyeliner

While girls probably have this on hand, guys may not. It’s the perfect tool to draw an animal mask on your face. For a more masculine approach, draw tire treads on your face and have someone run over a tee shirt and you can be road kill.

Plaid Shirt

Maybe you want to be a lumberjack. Maybe you want to be a hipster Disney princess. Maybe you’re a picnic blanket. Your plaid shirt never looked so versatile.

Green Tights

Oddly specific, but a costume essential. You can be so many things: Peter Pan, a woodland faerie, Link (from The Legend of Zelda), mother nature (or something nature-esque) Robin Hood… Green is everywhere!!

Footie Pajamas

Footie pajamas are warm. Most people think of “adult child”, but itcan be far more than that. Wantto be an animal? You have a neck to toe covering! It also works for mythical creatures. Maybe you’re a person hunter and that’s your “kill”.

Flo & Mayhem insurance costumes

Suits

Now if you’re going to the party of the century, maybe your best dress clothes are not a good idea. Do you have dress pants that are just a little too short, a shirt with a hole in it, something that just isn’t quite doing the trick anymore? That would work! You can also go to the Salvation Army or Goodwill. Suits are great for historical figures, for costume pairs like a runaway groom and a controlling bride, “monkey suits”, and Mayhem costumes.

 

And if none of these work for you, Goodwill and other thrift stores are always awesome places to find costume goodies. Grandpa/granny clothes, 80s prom dresses, scrubs, mom jeans, Daisy Dukes (in the men’s section)… I mean the possibilities are only as limited as your imagination (or your Pinterest searching abilities). So regardless of how many parties there are to attend and no matter how over-the-top your idea, you don’t need to break the bank to create an awesome costume.

A Procrastinator’s Guide to Making Your College Class Schedule

14 Oct

When you think of that person in college who is always on top of everything, has their classes for next year already figured out and knows every stop from now to graduation then you’ve basically described the opposite person of me. Organization and planning never came easy for me, not that I ever really cared much about it. However, as life got crazy busy for me in my last couple years of school I found that I needed some ways to keep my life together as I was figuring out the next semester’s classes come registration time. Here are some tips that can help fellow procrastinators plan their semesters.calendar-schedule-procrastination

Start off by checking out your degree plan (your myPurdue Plan) and what requirements you need to stay on track toward graduation. While there’s seemingly a million things early on, you tend to see the light after a couple years and the classes that you need to take later become fewer. Pro Tip: leave a few generals classes for your last year – they typically have multiple sections and are easy to schedule around that senior seminar class that is only offered once per year. Once you know what requirements you need to check off and what classes you might be interested to do so, it’s time to meet with your advisor.

Before you sign up for classes, most colleges force you to meet with your academic advisor. Even if they don’t, it’s something you should try to do. However, that’s not to say that it should be the first part of planning your next semester. Your advisor is much more effective if you come prepared! Having the previously mentioned wish list of classes and what objectives you have left using your myPurdue Plan worksheet will make your meeting much more productive and give you time for those other questions your advisor can help with, like internships and post-grad plans.

So now you know what classes you should be taking and have your other questions answered it’s time for actually signing up. The key here is knowing your life. Not everyone is cut out for 8 a.m. classes. If you’re going to skip for sleep rather than go, find a way to work around it rather than handicapping yourself. Try to spread out your difficult classes, both across semesters and across days of the week.

Also take into account your life outside of class. If you have to work, have an idea of what your schedule might look like. One of the positives of having an on-campus job is that they tend to be able to fit hours in around your schedule rather than trying to get you to do the opposite.

Plan on taking 15 credits every semester! If you take 12 one semester, you have to make it up somewhere down the line and that sets you up for a potential 18 credit nightmare. This will keep you on track to graduate in 4 years. Not staying on track for 4 year graduation has a whole host of potential issues that come up including the costs of extra tuition & lost wages from not working, losing state financial aid, and running out of federal financial aid  and 4-year scholarships.

Once you’ve taken care of the scheduling aspect, everything else starts to fall into place. You know your class times, you can figure out what time you’re busy with student organizations, you can fit in your work schedule and then everything else is left over for leisure, study, and class work time. Classes typically only take up less than 20 hours per week of actual in-class time. If you add that plus a mythical 12 hours of sleep per night, and 12 hours of work each day, you still have 52 hours of free time to devote to everything else (including homework) in a week. The key is finding a stable pattern that can help you take care of what you need. For us disorganized and unscheduled people knowing that you absolutely cannot procrastinate a project until tomorrow because your only actual time to work on it is today can make a world of a difference. If you have a relatively consistent schedule you can know this rather than being overwhelmed the next day because that paper is due tomorrow but you’re supposed to be at a club meeting tonight!

Other random tips:

Use ratemyprofessors.com to get an idea of what instructors are best.

Seriously, use a planner or calendar or something to put down when papers are due, when tests are, and other big events that could get in the way. I had at least half the crisis moments when I could actually see when I would have busy times coming.

Figure out your study style. Some people need to read and highlight, some people need to write and rewrite notes, and some learn by teaching it to others. If you’re spending hours every night in the library for one class you’re probably doing it wrong.

Also, your ideal study & homework time! I killed it between dinner and bed time but couldn’t find motivation earlier in the day. Some people do it right after class, it’s up to you to figure out!

Remember that you can’t teleport from one place to the next. Factor in travel time!

Frugal Date Ideas for the Fall

13 Oct

www.purdue.edu/mymoney

So, you’ve met the boy or girl of your dreams here at Purdue and you’ve finally struck up the courage to ask them out. The only problem is that you’re a college student and money is tight! Fortunately, there are plenty of low to no-cost date options that won’t make you look like a cheapskate. And they’ll probably be flattered by your creativity.

Have a picnic

A picnic is a great alternative to having dinner at an expensive restaurant. You can purchase food on campus (at Fresh City Market, perhaps?) or take the bus to Meijer or Wal-Mart for your picnic needs. Get creative! If you have food lying around your dorm or apartment, make a meal out of it! Don’t let it go to waste. Then, all you need is a cozy blanket and a shady spot to share a meal.

Take a walk or bike ride together

The campus is beautiful this time of year and there are plenty of grounds to explore. You may also want to branch out. Happy Hollow Park in West Lafayette has plenty of trails. Taking a walk together is a great way to spark up a wealth of conversation. If you both have bicycles, you may consider riding your bikes together.

allen leaves on dirt path  text overlay: Frugal Date Ideas for Fall

 

Exercise together

This option may not be everyone’s cup of tea; however, the Co-Rec has plenty of fun options. You don’t have to lift weights or run on the treadmill if you’re not up for it. Explore the rock climbing wall together or go for a swim. You don’t have to break a sweat if you don’t want to!

Share a group date

Pizza, anyone? Group dates are a great way to cut costs because you can split the bill. This is also a good way to get to know one another without the awkward silences, as you will have friends there to help you out!

Plan a study date

If you met your dream guy or girl in a shared class, perhaps you could schedule a study date. Not only is it free, it’s beneficial to your academic career! You could find a nice spot outdoors and enjoy the sunshine, or hit up a library together.

Volunteer together

Who could say no to cuddling with cute animals on a first date? Volunteering together is a great way to give back to the community and get to know one another. It also looks great on a resume. Almost Home Humane Society and Natalie’s Second Chance are great places to volunteer, but maybe puppies and kitties aren’t your thing. That’s okay! There are plenty of ways to get involved in your community and give back. You may want to contact the Lafayette Urban Ministry, as they are always looking for willing volunteers!

You don’t have to break the bank to win over your soul mate. Asking someone out is nerve-wracking enough without worrying about how you’re supposed to afford a five star meal. Being a college student will pay off eventually, but right now, we all understand the struggle. Do you have any foolproof frugal date ideas? Let us know below!

Video

What Are The Factors That Affect My Credit Score? By Credit Card Insider

11 Oct credit-score

Looking for more information? Check out Credit Card Insider’s website and YouTube channel!

21 Ways to Save Money in Everyday Life

6 Oct 21-ways-to-save-leader

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Financial wellness results from making decisions that support financial goals or priorities. If you spend money on a video game, you are unable to use those funds towards a goal you have, such as purchasing a vehicle or taking a vacation. Lower your miscellaneous expenses by using any combination of the following money-saving strategies:

  1. Reduce the cost of utilities.
    a. Disconnect your cable TV service.
    b. Turn off the lights when not in use. 
  2. Stop spending for things you don’t really need.
  3. Stop paying for purchases with your credit card. If you can’t pay for it this month, don’t push it to next month!
  4. Put all your loose change in a jar. Keep it for laundry, or save it for unexpected expenses.
  5. Reduce your food expenditures:
    a. Buy in bulk.
    b. Don’t shop more than once a week.
    c. Buy only what you have on your list, no impulse purchases!
    d. Compare prices.
    e. Don’t buy more than you can use. 
  6. Eat out less frequently and less expensively.
    a. Treat eating out as a luxury.
    b. Eat less expensive foods.
    c. Use restaurant coupons.
    d. Take advantage of early-bird specials.
    e. Eat when you’re hungry, not when you’re upset.
    f. Order entrees only, not expensive desserts or appetizers.
    g. Split or share meals with a friend.
    h. Pack your lunch and take it with you to school.
    i. Save half for leftover lunch the next day.
     
  7. Learn to cook for yourself.
  8. Find an alternative to driving your car. Rely on public transportation, friends, bikes, and your feet.
  9. If you MUST have a car, try the following tips:
    a. Wash your car yourself.
    b. Purchase regular, unleaded gas.
    c. Look for coupons for oil changes.
    d. To avoid long-term expenses, keep your car in shape.
    e. Use cash or debit cards to pay for gas.
    f. Carpool with friends. 
  10. Find free or inexpensive ways to entertain yourself:
    a. Matinee, discount movies.
    b. Local museums and parks.
    c. Ask about student discounts.
    d. Participate in sports.
    e. Join school clubs.
    f. Read books & borrow them from libraries.
    g. Hike a trail.
    h. Rent videos rather than buying DVDs.
    i. Buy season passes/book of tickets for activities you engage in frequently. 
  11. Take care of yourself, but look for deals.
    a. Avoid membership in trendy health clubs – use the schools’ facilities or the YMCA.
    b. Rely on coupons or specials for hairdressers/barbers.
    c. Don’t waste money on expensive cosmetics sold at department stores.
    d. Look for free-sample cosmetics, or purchase them at discount stores.
    e. Give yourself a manicure/pedicure instead of paying someone else to do it; have a manicure/pedicure party with your friends.
    f. Shop around; look for sales/specials. 
  12. Utilize cell phone plans that match your actual usage. No need for unlimited data if you’re in WiFi range 90% of the time.
  13. Stay away from the shopping mall and out of the stores (particularly when you’re upset or depressed).
  14. Avoid or reduce expensive luxury habits.
  15. Buy only products, clothes and food that you really need.
  16. Check out the costs of banking and negotiate what works best for you (e.g. avoid ATM fees, checking fees, designer checks, etc.)
  17. Don’t be influenced to spend by friends who have more money than you.
  18. Shop for clothes wisely.
    a. Shop at discount outlet stores, consignment stores, and campus thrift shops.
    b. Look for generic labels; avoid expensive name-brand clothing.
    c. Avoid buying and wearing clothes that must be dry-cleaned. 
  19. Select and purchase gifts only when they are on sale.
  20. Live at home or with a relative. Get a roommate.
  21. If you want or think you need something, wait a full 24 hours before you buy it.

Information based on USA Funds® Life Skills®. © 2002 United Student Aid Funds, Inc. Used with permission.

Halloween on a Shoestring

4 Oct halloween-on-a-shoestring-leader

Written by Catherine Bylak, Purdue Student

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College students love Halloween. Whether it be from the joy of showing up together in the perfect squad costumes or maybe it’s the candy corn, regardless, college students scream for Halloween.

If you’re a college kid who screams for Halloween, while your bank account screams for savings, then we have a few tips to enjoy this Halloween on a shoestring!

DIY Costumes

Goodwill Stores are the perfect place to start if you’re only trying to spend a few bucks on a costume. Grab a cheap flannel and complement it with jeans and you can go as a lumberjack! There are endless possibilities. Think of your favorite TV character, generic job titles, or puns and find items that represent them.

By making your own costume you can show off your ingenuity and style, rather than spending $30-50 on a stock costume that you’ll wear maybe four times.

Plus a DIY costume is way more original.

There are three Goodwill locations near the Purdue campus and several other thrift stores nearby for all your thrifty Halloween costume needs.

 

You can even create identification cards in a word document to print, cut out, and wear so people will understand your costume. costume ID.jpg

DIY Decorations

There are tons of ideas for homemade decorations that can utilize anything including empty milk gallons, garbage bags, and a few permanent markers. For those who aren’t interested in Pinterest, here are some links for cheap decoration alternatives: Indoor & Outdoor by Money Crashers and Effortless Decorations by DIY Projects

Cheap Treats

We all know that fun costumes and decorations make Halloween great, but so does the candy. If you adore the treats over the tricks, here are some sites for cheap candy: Halloween Candy Warehouse and Bulk Candy Store.

Maybe your favorite aspect of Halloween is enjoying few unique, of-age drinks that ensues. In that case, check out these sites for cheap, Halloween themed cocktails: Jello shots, spooky cocktails, candy-inspired drinks, and cheap Halloween cocktails.

Now, you can scream and save this Halloween.

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