Spring Break Finance PSA

12 Mar

Raysha Duncan, Financial Aid Administrator & Purdue Alumna
www.purdue.edu/mymoney

Palm Trees; Text Overlay: ATTENTION This is a Public Service Announcement Regarding Your Spending Habits over Spring Break

You will be tempted to spend money because “everyone else is.” You will be tempted to buy food and drinks that are way overpriced. You will be tempted to spend money because you’re bored. You will be tempted to spend money on extending your break just one more day. DON’T DO IT. Just because you are on Spring Break does not mean your budget has taken a Spring Break. A few days of overspending can lead to a semester of Ramen noodles, no nights out with friends, and a lot of extra hours worked to make up for the excess you spent on 4 days of “fun.

So before you swipe your credit card and rack up unwanted debt, ask yourself: Is it worth it? Will spending money on this actually make me feel more fulfilled or will it last beyond this moment? Will I be able to avoid having to work harder for this extra money I’m spending?

If you can honestly answer “Yes” to those questions, then go for it! But if you have any doubts at all, just don’t spend the money. Yes, you only live once but in that one life you’re living, you still have to pay all of your debt back.

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